Job Details

Groundfloor is looking for an experienced DSCR Loan Processor to join our growing lending team. As a member of our DSCR & Multifamily Lending division, you'll play a pivotal role in ensuring loans move seamlessly from application through closing - balancing efficiency, compliance, and exceptional borrower service.

This position is ideal for someone who not only understands the nuances of DSCR and investor financing but also thrives in a fast-moving environment where organization, accuracy, and clear communication make all the difference. You'll serve as a trusted partner to borrowers, brokers, underwriters, and closers, helping to keep deals on track while maintaining Groundfloor's reputation for a smooth, transparent lending process.

At Groundfloor, we're more than just a private lender! We're a tech-forward platform reshaping real estate investing by providing accessible, scalable, and innovative lending solutions. Joining our DSCR team means you'll have the chance to influence process improvements, grow with a national program, and contribute to a high-performing culture where your work directly impacts both our borrowers' success and our company's continued expansion.

Groundfloor is a remote-friendly, hyper-growth, wealthtech company based out of Atlanta. We value vulnerable high-quality/low-ego collaboration. If that sounds good to you, join us!

THIS JOB MIGHT BE FOR YOU IF:

• You thrive in a fast-paced lending environment and enjoy balancing multiple loan files with precision.
• You're passionate about delivering a best-in-class borrower experience while staying compliant with DSCR lending standards.
• You're a natural communicator, confident in working directly with borrowers, brokers, underwriters, and closing teams.
• You're excited to join a tech-forward, innovative lender that's scaling nationally.
  

A DAY IN THE LIFE:

• Review & Manage Loan Files – Ensure DSCR loan applications are complete, accurate, and properly documented.
• Communicate with Borrowers & Brokers – Act as a trusted secondary point of contact, providing timely updates and clear guidance.
• Collect & Verify Documents – Coordinate appraisals, title commitments, insurance, leases, and entity documents.
• Ensure Compliance – Maintain internal and external standards for business-purpose lending.
• Collaborate Across Teams – Partner with originators, underwriters, and closers to keep the pipeline moving efficiently.
• Support Process Improvements – Share feedback to help refine workflows and enhance borrower satisfaction.

Requirements

YOUR EXPERIENCE + A FEW NICE TO HAVES:

Required

• 3+ years of loan processing experience (DSCR, non-QM, or business-purpose loans).
• Deep understanding of DSCR guidelines and real estate investor financing.
• Strong communication skills with a professional approach to borrower/broker relationships.
• High attention to detail with proven ability to manage multiple files at once.
• Familiarity with LOS systems and workflow platforms (experience with Stacker is a plus).

Nice to Have

• Experience with multifamily or small-balance commercial loans (5–25 units).
• Knowledge of title, insurance, and investor entity structures (LLCs, partnerships, etc.).
• Local to Tampa with ability to work in-office part of the week.

Benefits

We value our employees' time, efforts, and ambitions. Our commitment to your success is reflected in competitive compensation and an extensive benefits package that goes beyond the basics. We cover 70% of monthly medical, dental, and vision premiums, making benefits options truly affordable. You'll also enjoy paid time off, stipends for remote work (home office setup, cell phone, and learning & development), and flexible work arrangements, including both remote and hybrid opportunities.

At Groundfloor, there's ample room for growth and upward mobility. We encourage career development and reward strong performance, with the potential for equity for high-impact candidates. Our collaborative and creative environment empowers every employee to contribute meaningfully to our processes, decisions, planning, and culture ensuring that your voice is heard and your work makes a real difference.

We are proud to be an equal opportunity employer* All qualified applicants will receive consideration for employment and will not be discriminated against based on race, color, religion, sex, national origin, disability status, protected veteran status, sexual orientation, gender identity, or any other characteristic protected by law.

About Groundfloor

Since its launch in 2013, participants in Groundfloor's real estate loans have earned annualized returns averaging 10–12% in just 6–12 months. With a $10 minimum investment, we intentionally keep barriers to entry low, giving everyone the chance to build wealth through real estate. Today, Groundfloor remains the only platform offering direct participation in individual real estate investments on a broad scale, open to all regardless of income or net worth.

Headquartered in Atlanta, the company has raised more than $30 million in capital from a variety of sources, including venture capital and online public equity offerings. As of its most recent financing round, Groundfloor has over 7,700 public shareholders and is 30% customer-owned.