Job Details

Mortgage Loan Officer - Consumer Direct (Remote)

Join to apply for the Mortgage Loan Officer - Consumer Direct (Remote) role at Regions Bank

Job Description

At Regions, the Home Loan Direct - Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through customer calls and business partner referrals.

Primary Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
• Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
• Structures loan to comply with acceptable lending practices and Federal regulations
• Proactive outreach through outbound calling and email to marketing prospects in addition to the ability to quickly respond to customer inquiries whether online or by phone
• Answers customer calls and business partner referrals to discuss various loan products and qualification information
• Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
• Cross-sells other bank products and services
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
• May participate in networking through professional, business and community organizations and activities to promote and market loan products

This position requires the tracking of time and is eligible for overtime under for hours worked in excess of 40 per week under the Fair Labor Standards Act.

The compensation for this position includes a base salary of $15/hr with a draw against commissions for an anticipated earnings potential of $31,200 - $70,000+.

This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to for more information.

Requirements

• High School Diploma or GED

Preferences

• Bachelors degree
• Previous Sales Experience
• Previous Customer Service Experience
• Desire for a Mortgage Banking Career

Skills and Competencies

• Ability to learn and consult on various mortgage products
• Ability to learn mortgage systems and technology
  
• Demonstrate Consultative Sales ability
• Good organizational skills
• Must be able to build and maintain internal and external relationships to deliver high levels of service
• Must be able to multi-task competing priorities and meet tight deadlines
• Proficient in Microsoft Office products
• Strong desire to consistently provide world class Customer Service
• Strong written and verbal communication skills

Preferred

• Mortgage Loan Officers with a minimum of 1M per month average proven production volume
• Current mortgage origination experience

Position Type

Full time

Incentive Pay Plans

This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.

Benefits Information

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Location Details

Regions Center
Location:
Birmingham, Alabama

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.