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Job Details

Collections Representative I

  2026-09-30     Keesler Federal Credit Union     Gulfport,MS  
Description:

Join The Keesler Federal Credit Union Team!

Responsible for collecting past due secured and unsecured loans, credit card, and negative shares accounts in a professional, timely, and accurate manner. Assists in the remedy of delinquency by using methods such as phone calls and collection letters.

Performs other duties as assigned by management.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

A high school education or GED.

  • 1 - 2 years Collections experience preferred.
  • Experience with Temenos and Symitar preferred.
  • Must possess a working knowledge of collection laws, strategies, and techniques.
  • Must be familiar with fraud techniques and possess the ability to recognize and report same.
  • Strong analytical, time management and organization skills are preferred.
  • Understanding of Equifax, Experian and Transunion is recommended.
  • Must possess an outgoing personality with a helpful attitude and a well-developed telephone service technique aimed at exceptional member service.
  • Accuracy and attention to detail required.
  • Must always maintain confidentiality and dependability.
  • Must possess the ability to work well under pressure and meet deadlines.
  • Must possess exceptional communication skills, verbal and written.
  • Excellent record keeping and documentation skills
  • Performs a variety of financial and regulatory tasks to collect delinquent Residential and Consumer loans ensuring compliance with the Fair Debt Collections Practices Act as well as all state and federal lending regulations.

Courtesy, tact, and diplomacy are essential elements of the job. Work involves personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.

Specific, distinct departmental or functional policies, criteria, and goals guide independent judgment and decision making. The job is doing its thinking within the policies and goals for a specific department, branch, or operating entity. There is significant discretion available in the job requiring interpretation of specific policies, laws, and theories. Makes daily operational decisions, but requires concurrence on out of budget or other issues affecting strategic direction

  • Extensive use of personal PC required.
  • proficiency with Microsoft products to included but not limited to Word and Excel, as well as use of internet and e-mail.
  • Fair Debt Collection Practices Act CUNA exam 45 minutes
  • Communicating effectively with difficult People CUNA exam 35 minutes
  • Telephone Communication Skills CUNA exam 30 minutes A1003D

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit, stand, and walk; use hands to finger, handle, feel or grasp; reach with hands and arms; and talk or hear. The employee is frequently required to kneel, crouch, or stoop. The employee is occasionally required to lift and/or move up to 10 pounds.

The work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Extensive use of desktop computer and telephone is required. The noise level is that of a normal office environment.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.


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